Chemistry and Biochemistry Academy

The focus is on the climate change, climate change is real threat to our development, health and prosperity of our future generation and if we don’t stand up and address the situation at the right moment it will push us to the wall. We have to act now; it is the right time for every young person anywhere in the world to come up with a model to combat this menace. What is the climate, the difference between it and weather?  Climate is the common, average weather conditions at a particular place over a long period of time, for instance more than 30 years while weather is the day-to-day conditions of a particular place. Climate controls what we eat, where we live and what we put on.   Therefore, this call all of us to be concerned about our daily-to daily activities so that we do  not create imbalances which will hunt us in our presents and future generation. As Jeff Goodell put it, “One of the big questions in the climate change debate: Are humans any smarter than fr

1.                   Hakika saving Plans : We all have goals in our lives and sometime we are held back from achieving these goals due to financial constraints. With Hakika Saving plan, you need not hold back your dreams. Hakika is a saving product designed to enable you meet your life aspirations that have financial cost. With your goal in mind, Hakika offers flexible and easy payments installments to enable you accumulate funds over a period of time. The funds so accumulated can be used as down payment for house purchase deposit, to pay for your dream wedding, finance your dream holiday, finance your dream MBA or any other advanced degree or course, provide funds to start a business, finance the purchase of your first car or any other aspirations that you have in life.  How does Hakika work? Visualize your aspiration, for example having down payment for the mortgage of your dream house, owning your dream car or anything you want to achieve in life. Estimate how much y